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26 May, 20:23

Thad missed two payments on his credit card. According to the Fair Debt Collection Practices Act, what action can the bank legally take to get the money from Thad?

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  1. 27 May, 00:20
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    The bank can refer the debt to a collection agency to collect the payment from Thad in behalf of the bank.

    The collection agency can then file a lawsuit in a proper venue, to prompt Thad to pay for his debt.
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