What type of bank has a low liquidity

First we must consider the definition of "liquidity." Liquidity means that you can quickly withdraw money from the account-with this in mind, the answer becomes clear. Checking accounts, Savings accounts, and money market accounts can all be withdrawn from easily. Thus, they have high liquidity. However, a certificate of deposit (CD for short) does not. A CD requires that you put in your money for a set amount of time, for example 5 years. You cannot withdraw it until the 5 years is up. Low liquidity. Therefore the answer is Certificate of deposit