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15 January, 07:04

Difference between current balance and available balance reddit

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  1. 15 January, 10:55
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    Your current balance is the amount currently on your card account. The available credit is the amount that you have available to spend.

    This is based on the credit limit on your card the current balance less any pending transactions. The credit limit is the amount of credit available on your card account. Meaning if your account has a credit current balance or the pending transaction is a payment, the available credit will be your credit limit plus the credit current balance plus the credit pending transaction.
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