A loan that is less risky for a lender and is associated with a valuable asset is called a (n). Rayna needs to get a new set of tires for her car, so she uses her credit card. If she does not pay her bills, there is no asset that can be collected. This means she has received a (n). Jack agrees to take out a mortgage. If he fails to make his payments, the bank may repossess his house. He has received a (n).
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