Retirement planning should begin

A.) 1 year after you retire

B.) at middle age

C.) at an early age

D.) right before you reach retirement age

The correct answer is letter "C": at an early age.

Explanation:

It is recommended to start planning retirement as early as possible. The same day individuals receive their first paycheck they should decide what type of retirement account they can select according to the type of benefits provided by their employers. It is believed that starting planning about retirement around the mid-twenties could give individuals enough time to build good saving habits.

Answer: At middle age

Explanation: At this age one has to be thinking about the time when he won't be able to be doing the things he does now as work.