K has a policy with her husband named as a primary beneficiary and her brother as a contingent beneficiary. One day K's husband and brother both died in a car accident. Who will receive K's proceeds when she dies?

K's Estate will receive her proceeds when she dies.

Explanation:

K is the primary beneficiary of her husband, and a contigent beneficiary of her brother.

They die, so K receives proceeds from both of them.

Now, K has to declare her estate, so her proceeds will go to someone when she dies.

So the correct answer is that K's Estate will receive her proceeds when she dies.