Which forms of payment is linked to a bank account which limits the amount of money you can spend to balance in your account?

Debits cards and Checks

Explanation:

Checking account is the account which is a deposit account, that is held at the financial institution, and always the deposits and the withdrawals.

The bank has its own set of rules regarding the checking account and the overdraft fees which might occur. Banks provides their customers, options if they want, checks or the debit card or both.

The checks as well as debit cards are both associated with the checking account of the person. When the person or an individual uses the check or debit card, the money is withdrawn in the real time. And in that way, the person can always check how much amount is their in bank.