High credit card balances, many open cards, and slow or missed payments

are considered to be

O A) responsible credit card use.

O B) not really a problem.

o C) reasons for high credit scores.

OD) credit card abuse.

The answer is D, you have to Break the question down and go over the answers one by one like A-response for credit card use that's a no B-not really a problem that's also a no C-reason for high credit score that's a maybe D-credit card abuse that's a definitely