Laurie is a 22 year old female that just graduated from college. She has $25,000 in student loans due and $6,000 left to pay off on her car. She has a fair credit score of 612. She is applying for a credit card and needs a credit amount of $4,000 to stay on top of her bills before she starts getting paid in 6 months.
Do you approve her for the credit card? Why or why not?
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