Suppose you have two job offers and are considering the trade-offs between them. job a pays $45,000 per year and includes health insurance with two weeks of paid vacation. job b pays $30,000 per year and includes four weeks of paid vacation but no health insurance.

There are three categories to decide upon: basic salary, health insurance, and paid leaves. If we look at both jobs, Job A is a better option because it has a higher basic salary and it offers health insurance. Although Job B has more paid leaves, there is a huge missed opportunity when you can't avail health insurance. Health insurance is very critical because it seldom happens, but when it does, it can catch you off guard and it costs a lot of money. So, if I were to choose, I'd choose Job A.