Why are homeowners associations (hoa) comprised of people who live in the neighborhood and not experienced business administrators?

Homeowners association should be comprised of people living in the neighborhood since they have a first-hand experience of problems that needs to be solved in the community. Moreover, there is trust if the leaders would be homeowners, themselves. Business administrators tend to think about multiplying the money. In this case, it is not needed since all you need to do is keep the money in safe hands and use it for community improvement.