John, 25, just started contributing to his employer's 401 (k) plan and started an ira account. he is choosing to invest only in bonds and secure investments instead of high-risk stocks. is john pursuing a wise investment strategy?

To answer the question if is it a wise decision of John to pursue the investment strategy ... Depends on the purpose of John, if plans on investing for a long term then that's the best and ideal decision he made. Contributing to his employer's 401 (k) plan and IRA account is a retirement scheme of investment, which is a good way to manage your investment.