How do the residents of E1 Building differ from the people who live in the little house

As you can see from my example above, someone making $100,000 a year in New York City is NOT living it up ... month in order to build up our emergency fund to 6 months living expenses and then add to our mutual funds in order to someday leave the city, buy a house in the country (rural CT, MA or VT) and semi - retire. (Is This What Are You Talking About?)