What is the simplest change that can be made to the budget to produce more savings next month

B) decrease food expenses

We recommend you to make a spreadsheet with all the incomes, outcomes and insert every expense you have. Cut out the leisure item by 50%; find online discounts for your shopping list and purchase only what it's necessary. Reduce the social outings, use public transportation or carpool to the office and collect money for gas. Also, cut off credit card costs and leave it only for emergencies. Clothes and shoes purchases can be done during sale season, rather than at the beginning.