If you are a good driver with a flawless driving record, you don't need to purchase comprehensive insurance for your new car ... you can save some money by purchasing the minimum amount of insurance permitted by law.

If you have an impeccable driving record which is evidence of you being a responsible driver, you can assume that the risk posed by yourself to your car is quite low. However, you should still get comprehensive insurance for your car.

Explanation:

The risks posed by other drivers, as well as the environment, still exist and can be serious. To safeguard your vehicle against these risks, a comprehensive insurance plan should be purchased.