A store sells four-packs of permanent markers in assorted colors for $3.19 per pack. All spiral-bound notebooks, whether wide-ruled or college-ruled, sell for $1.20 each. Cleo buys x packs of markers, y wide-ruled notebooks, and z college-ruled notebooks. The store charges a 6% sales tax on Cleo's total bill. Which expression represents the amount Cleo must pay after taxes?
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