Sarah is 25 year old woman who has not yet planned for retirement. She would like to retire at age 65. Answer each question using complete sentences.

In what type of investments should she deposite her money? why?

Given the age and the remaining number of years to retire, the following would be the most appropriate types of investment opportunities:

1. International stock fund

2. Exchange traded fund that that are normally distributed equally to all citizens such as US stock fund

3. International bond fund

4. US bond fund.

This is because, such investment have low expenses and are well diversified.