Downtown Bank offers a checking account. The bank charges a fee for overdrafts, monthly maintenance for balances below $300, out-of-network ATM withdrawals, and more than three money transfers in a month. What are three things you can do to avoid fees from a Downtown Bank checking account?

Each of the charges can be avoided in a certain way as follows:

1 - The charge for monthly maintenance for balances below $300 can be avoided by always keeping more that $300 in you balance.

2 - The charge of the out-of-network ATM withdrawals can be easily avoided by not making out-of-network ATM withdrawals.

3 - The charge for more than three money transfers in a month can simply be avoided by not making more than three money transfers in a month.

4 - Most importantly, you should always keep track of your balance.