You noticed that $750 was stolen from your checking account using your debit card, but life being as busy as it is, you didn't report it

until 75 days later. What is your liability?

The answer is: full liability for unauthorized debit charges

Explanation:

Once you discover that an amount of money was stolen from your debit card account, it is important to report it immediately to the card issuer. This will prevent "liability for unauthorized debit charges on your end." Each type of card that you avail has a set of rules when it comes to the card owner's duties and liabilities.

You have to tell your card issuer, either by writing or by phone. This should be done within 60 days from the time you encountered the issue. This will allow you to dispute any unauthorized charges. However, the sooner you report, the better it will be so you won't incur any liabilities.

So, in the case above, you didn't report the fraudulent activity until 75 days. This gives you a "full liability for unauthorized debit charges."

Thus, this explains the answer.