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26 May, 09:44

What factors may lower your credit score when you have a credit card?

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  1. 26 May, 12:58
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    payment history

    Step-by-step explanation:

    Payment history is the most important ingredient in credit scoring, and even one missed payment can have a negative impact on your score. Lenders want to be sure that you will pay back your debt, and on time, when they are considering you for new credit.
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