Make a real world problem with - 3.5<-1.5

Stacy asked Jenny to borrow 3.50 dollars to buy some fruit, putting Stacy's balance at - 3.50. Ally asked John for 1.50 to buy a donut, putting Ally's balance at - 1.50. Both girls found 10 dollars each on the floor, who has more money, Ally or Stacy?