Which item is considered to be a negative in Penny's creditworthiness?

This profile belongs to Penny:

A. Owns her own house

B. Pays her bills on time

C. Has held several jobs in the last three years

D. Has one credit card and pays off the balance each month

C. Has held several jobs in the last three years

Step-by-step explanation:

Stable employment is a positive with respect to creditworthiness. Changing jobs frequently is considered a negative.

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The lack of credit history other than one credit card can also detract from Penny's creditworthiness. Lenders like to see that a few other lenders have extended you credit, and that all your payments have been "as agreed."