Jakub has a $4,328.67 balance (debt) on his credit card. The interest rate on his card is 21%. To pay off his balance in 4 years, he will make monthly payments of $134.05. If Jakub pays his balance in 2 years, he will have to pay $222.45 each month. How will Jakub save if he pays his balance in 2 years instead of 4.
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