Sasha's health insurance at his new job will have smaller co-pays and deductibles than his previous insurance. What will most likely happen to his premiums?

a.) His premiums will increase.

b.) His premiums will decrease.

c.) His premiums will stay the same.

d.) His premiums will change erratically.

Given that situation that Sasha's health insurance's copays and deductibles had decreased, this would also mean that his premiums would also decrease. The answer for this would be option B. The deductible is the amount that is being paid by the patient from his/her pocket that is not covered by the insurance policy. On the other hand, copay is the amount that is covered by the insurance policy.