Tom is considering making changes to his policy to make insurance more affordable. Which of the following statements is not something Tom should consider when making changes to his policy?

I had to look for the options and here is my answer:

Based on the given situation above regarding Tom's policy, I can say that the statement that is not something that Tom should consider in making changes is this: increasing the limits on his bodily injury insurance will reduce his overall expense by putting greater limits on how much the insurance company will pay for injuries. (This answer is based on the actual options posted for this question.)

The answer is

c. Increasing the limits on his bodily injury insurance will reduce his overall expense by putting greater limits on how much the insurance company will pay for injuries.