Compare the value of the 8 in 4,428.37 and 92.85

In the first one, it is in the one's place in front of the decimal, meaning it's a whole number. In the second one, it is in the tenths place behind the decimal meaning it is not a whole number. Notice how I made the "th" in tenths bold. A lot of people think that it is tens place.

The eight in the first one is larger than the eight in the second one