The fair and accurate credit transactions act. a. gives consumers the right to request a free copy of their credit report every year. b. allows credit bureaus to sell personal financial information they have gathered. c. makes it possible for a consumer to declare bankruptcy without harming his or her credit rating. d. ensures that people with criminal convictions are still able to obtain credit. e. All of the above

a. gives consumers the right to request a free copy of their credit report every year.

Explanation:

The FACT act is also known as the fair and accurate credit transactions act. It is passed in the year 2003 by the United States Congress.

The main purpose of this act is that it deals in a way how consumer information is handled in order to reduce identity theft. This act was added in order to protect the consumers from the identity theft. One way to ensure it is to allow consumers the right to a report of their information.

The fair and accurate credit transactions act gives the consumer the right and freedom for the free copy of the report.

Thus the correct answer is

a. gives consumers the right to request a free copy of their credit report every year.

a. gives consumers the right to request a free copy of their credit report every year.

Explanation:

The fair and accurate credit transactions act -

It is the amendment to the fair credit reporting act, which was added, in order to protect the consumers from the identity theft.

This act give the consumer right or freedom for the free copy of the report.

Hence, the correct statement for the fair and accurate credit transactions act is (a).