How to make a budget?

Calculate expenses. Your first order of business is finding out exactly how much you're spending each month ...

Determine your income ...

Set savings and debt payoff goals ...

Record spending and track progress ...

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Step 1: Note your net income. The first step in creating a budget is to identify the amount of money you have coming in

Step 2: Track your spending

Step 3: Set your goals

Step 4: Make a plan

Step 5: Adjust your habits if necessary

Step 6: Keep checking in