Steve's employer offers a health plan that stresses preventive services and covers routine immunizations and checkups, screening programs, and diagnostic tests. what kind of plan does his employer offer?

The correct answer is an HMO.

An HMO is the abbreviation for a Health Maintenance Organization. An HMO health insurance plan places an emphasis on preventive services and routine screenings. With this type of insurance plan an individuals health care is normally managed by their primary care physician, who would refer the patient to other providers for specialty care when they need it.